Dual Investments will help users buy and sell cryptos by choosing different pairs (e.g. BTC/USDT, ETH/BTC). After subscription, users will receive a stable income from one of the cryptos until they have successfully bought or sold the base cryptos. Upon settlement, if the price of the base coin exceeds the target price, the user will buy or sell the base crypto and receive the profit with the settlement coin. Otherwise the user will receive back the subscription principal as well as the profit with the same crypto.

Upon settlement, if the price of the base coin exceeds the target price, the user will buy or sell the coin and receive the the earning in the settlement coin, otherwise the user will receive the coin

Buy Low: Invest USDT or other denominated coins to earn BTC (base coins) or more USDT (quote coins). At expiration, if the settlement price is below or equal to the target price, USDT will be used to automatically buy BTC at the target price and settle the interest in BTC. If the settlement price is higher than the target price, the investor will keep the USDT and receive USDT interest.

Sell High: Invest BTC or other base coins to earn USDT (quote coins) or more BTC (base coins). At expiration, if the settlement price is higher than or equal to the target price, the BTC principal will be automatically sold at the target price and converted to USDT and settled with interest in USDT. If the settlement price is lower than the target price, the investor will keep the BTC and receive BTC interest.

If you select the Sell High strategy, then the payback is determined by the following rules:

Note that the rates above are position rates, not annualized rates. Position rate = Number of hours held / (365*24)*Annualized rate

Example: You use 10 BTC to subscribe to a sell high BTC product with a target price of $58,000 and a rate of 0.2%. If the expiry price < 58,000, the return is 10 × (1 + 0.20%) = 10.02 BTC. If the expiry price ≥ 58,000, the return is 10 × 58,000 × (1 + 0.20%) = 581,160 USDT

• If expiry price of BTC < 58,000, user's earnings: 10 × (1 + 0.20%) = 10.02 BTC
• If expiry price of BTC ≥ 58,000, user's earnings: 10 × 58,000 × (1 + 0.20%) = 581,160 USDT

If you choose the Buy Low strategy, then the earning will be calculated by the following rules:

Example: You subscribe 10,000 USDT to a Buy Low BTC product with a target price of $50,000 and a yield rate of 1.24%:

• If the BTC expiry date price is > 50,000, the user's earnings: 10,000 × (1 + 1.24%) = 10,124 USDT
• If BTC expiry price ≤ 50,000 USDT, the earning will be: 10,000 / 50,000 × (1 + 1.24%) = 0.2048 BTC

Note: The expiry price refers to the average price of the BTC index from 07:00 to 08:00 (UTC) on the product's expiration date.

Whether you're an advanced trader or a hodler just looking for a little extra income, there are a number of scenarios in which you can choose dual investment. Here are some of the most common scenarios:

• Take profit: sell your cryptos at the target price to realize a portion of your investment and receive an additional bonus;
• Buy the dip: buy cryptos at a target price during a market low and take advantage of the extra rewards.
• Earn more cryptos: you already hold cryptocurrencies and wish to earn additional returns while continuing to hold them.
• Earn more stablecoins: you already hold stablecoins and want to earn extra while continuing to hold them.

• Base Coin: The coin you wish to buy or sell.
• Quote Coin: The coin used to indicate the price of the base coin.
• Target Price: A target price is a base price that is used to compare with the expiry price to determine the final settlement scenario.
• Expiry Price: The average index price of the base currency between 07:00 (UTC) ~ 08:00 (UTC) on the expiry date of the product.
• Expiry Date: The date when the product is settled. Settlement takes place at 08:00 (UTC) on the expiry date, and funds are expected to be credited by 10:00 (UTC) the same day.
• APR: An approximation of a product's potential interest earnings over a one-year period.
• Yield: the return that the product will earn over its term, calculated as follows: yield = APR × Term / 365
• Term: the number of days the subscription lasts, which is used to calculate the return. After the subscription has been confirmed, the term will start to run from the next hour.

Users can apply for early redemption up to 24 hours before the maturity. Once the early redemption request is approved, the settlement will take place at 08:30 (UTC) on the following day. The repayment currency will depend on whether the current price has reached the target price. If the target price is met, repayment will be made in the converted currency. If the current price has not reached the target, repayment will be made in the original currency.