Quick Overview
Bitunix Dual Investment is a yield-enhancing digital asset investment product with floating settlement. Based on market expectations, users can choose between two strategies: Buy Low or Sell High. The yield rate is locked in at the time of subscription.
The product is not principal-protected and does not support early redemption. Upon maturity, the settlement currency is automatically determined based on the relationship between the target price and the market settlement price.
| Key Information | Details |
|---|---|
| Product Type | A high-risk, non-principal-protected digital asset investment product |
| Yield Rules | The yield rate is locked in at the time of subscription, while the final settlement currency remains subject to market conditions |
| Two Strategies | Buy Low: Subscribe with USDT and purchase the target asset at a lower price if market conditions meet the settlement criteria.Sell High: Subscribe with the target asset and sell it for USDT at a higher price if market conditions meet the settlement criteria |
| Liquidity Rules | Once the subscription is confirmed, orders cannot be canceled and early redemption is not supported |
| Fund Source & Return | Assets are deducted from the Spot Account; principal and earnings are automatically returned to the Spot Account upon maturity |
| Yield Formula | Yield = Reference Annualized Yield × (Product Duration in Hours ÷ 365 ÷ 24) |
| Eligibility Requirements | Users must have a registered Bitunix account, complete KYC verification, maintain an active account status, and not be located in restricted regions |
Product Definition: What Is Bitunix Dual Investment?
Bitunix Dual Investment is a floating settlement digital asset investment product launched by Bitunix. Based on their market outlook, investors can select a preferred trading strategy and lock in the yield rate at the time of subscription.
At maturity, the system automatically compares the market settlement price with the target price and determines which currency will be used to settle the principal and earnings.
Important Notice: Dual Investment is not principal-protected. Due to the high volatility of digital asset prices, there is a risk that the total market value of assets after settlement may be lower than the initial investment amount. Users should fully understand the product rules and associated risks before participating.
Key Features of Bitunix Dual Investment
- Pre-Locked Yield: The yield rate is determined at the time of subscription. Upon maturity, users receive the agreed earnings, with the earning amount fixed in advance.
- Flexible Settlement Mechanism: No manual operation is required at maturity. The system automatically determines the settlement currency based on market conditions.
- Competitive Potential Annualized Yield: Dual Investment generally offers potentially higher annualized returns compared with traditional flexible or fixed-term digital asset savings products.
- Multiple Term Options: A variety of product durations are available, including short-term options, allowing users to select products that better align with different market strategies and investment preferences.
Detailed Mechanism and Practical Operation
Buy Low Strategy
✅ Investment Asset: USDT or the designated settlement currency
✅ Investment Objective: Investors aim to purchase target assets such as BTC at the target price while earning investment returns during the product term.
Settlement Rules:
- Market Settlement Price ≤ Target Price: The system automatically uses USDT to purchase the target asset at the target price. Both the principal and earnings are settled in the target asset.
- Market Settlement Price > Target Price: The purchase will not be executed. Both the principal and earnings are returned to the account in USDT.
Suitable Scenarios:
- The market is experiencing a short-term pullback, but the long-term outlook remains positive
- The asset price is approaching a key support level
- Investors are comfortable holding the spot asset if the target price is reached
Sell High Strategy
✅ Investment Asset: BTC or the designated underlying asset
✅ Investment Objective: Investors aim to sell their held assets at the target price and convert them into USDT while earning investment returns during the product term.
Settlement Rules:
- Market Settlement Price ≥ Target Price: The system automatically sells the underlying asset at the target price and converts it into USDT. Both the principal and earnings are settled in USDT.
- Market Settlement Price < Target Price: The sale will not be executed. Both the principal and earnings remain settled in the underlying asset.
Suitable Scenarios:
- The asset price is approaching a key resistance level
- Investors already hold digital assets such as BTC and are considering taking partial profits
- Investors maintain a cautious view toward short-term breakouts
How to Subscribe to Bitunix Dual Investment on the Bitunix App
Risk Disclosure:
Dual Investment is a non-principal-protected investment product. Once subscribed, orders cannot be canceled before settlement. Users should be aware of potential risks, including asset conversion risk.
1.Open the Bitunix App and Tap [Asset]
Log in to the Bitunix App and ensure that your account has completed KYC verification, remains active, and is not located in a restricted region.
2.Access Dual Investment Products
On the Earn page, tap [Dual Investment] to enter the Dual Investment product list.
3.Select a Product
From the product list, select the desired trading pair (e.g., ETH-USDT). Under the [Buy Low] tab, choose a product based on your preferred target price and maturity period, then tap [Subscribe].
4.Enter Subscription Details
On the Subscription page, enter the Subscription Amount (e.g., 20 USDT). Review the estimated earnings and market conditions, then tap [Next].
5.Check the Subscription Overview
Verify the Subscription Overview, including:
- Subscription Amount
- Target Price
- Current Price
- APR (Annual Percentage Rate)
- Subscription Date, Expiration Date, and Settlement Date
- Check the box to agree to the Dual Investment Services Agreement, then tap [Confirm].
6.Subscription Completed
A [Subscribe Success] notification will appear. You can tap [View] to check your position details or tap [Subscribe More] to explore other Dual Investment products.
7.Check Order Details in Earn History
After tapping [View], you will be taken to the [Earn History] page, where you can view the order status as "Holding" and check details such as the invested amount, target price, expiration time, and other related information.
Once the subscription is completed, the invested assets will be frozen in your Spot Account. Orders cannot be canceled or redeemed early during the product period. At maturity, the product will be automatically settled, and the principal plus earnings will be returned to your Spot Account, where they can be freely traded or withdrawn.
ETH Buy Low Settlement Outcomes:
At maturity, there are two possible settlement outcomes:
1.ETH price is above the target price:
The principal and earnings are returned in USDT.
2.ETH price is equal to or below the target price: T
he principal and earnings are converted into the corresponding ETH amount based on the target price.
For the ETH Sell High strategy, the settlement logic works in the opposite direction:
- ETH price ≥ target price: The principal and earnings are settled in USDT.
- ETH price < target price: The principal and earnings remain settled in ETH.
Yield Calculation Rules
The annualized yield displayed for Dual Investment is a reference rate. The actual yield is calculated based on the product holding period:
Actual Yield = Reference Annualized Yield × (Product Duration in Hours ÷ 365 ÷ 24)
Example:
If the reference annualized yield is 15% and the product duration is 48 hours:
Actual Yield = 15% × (48 ÷ 365 ÷ 24)
The settlement amount at maturity is calculated based on:
Settlement Amount = Initial Investment × (1 + Actual Yield)
The settlement currency is automatically determined according to the product's settlement rules.
Risk Disclosure and Key Considerations
- Non-Principal-Protected Product: If the settlement currency differs from the initial investment currency, significant price fluctuations may result in the final asset value being lower than the original investment amount.
- Lock-Up Period Restrictions: Once the subscription is confirmed, the product enters a fixed holding period. Early redemption and order cancellation are not supported throughout the entire period.
- Product Adjustment Rights: Bitunix reserves the right to adjust, suspend, or terminate Dual Investment products based on market liquidity conditions. Any changes will be announced in advance through official channels.
- Violation Handling Rules: If the platform detects prohibited activities such as arbitrage abuse, market manipulation, or abnormal hedging, Bitunix may suspend the user's eligibility to participate in Dual Investment and freeze the related assets.
- Regional Restrictions: Users who have not completed KYC verification, have abnormal account status, or reside in restricted countries/regions are not eligible to participate in Dual Investment.
Recommendation:
Only use idle assets that you can afford to lose, and select target prices and product durations based on your personal risk tolerance.
FAQ
Q1: Can I redeem early or cancel a Bitunix Dual Investment subscription after placing an order?
A: No. Once a Dual Investment order is successfully subscribed, it takes effect immediately. Order cancellation and early redemption are not supported during the product term. Users must hold the product until maturity and wait for automatic settlement.
Q2: Which currency will be used for settlement when Dual Investment reaches maturity?
A: The settlement currency is determined automatically by comparing the market settlement price on the maturity date with the target price you set. The system executes the settlement automatically, and users cannot manually change the outcome. Before subscribing, you can review both market scenarios to estimate the potential settlement result.
Q3: When will the earnings be distributed, and where will they be credited?
A: After the product reaches maturity and settlement is completed, the principal and earnings will be automatically transferred to your Bitunix Spot Account. You can view the updated asset details immediately after settlement.
Q4: What are the requirements to participate in Dual Investment?
A: Users must have an active Bitunix account, complete KYC verification, and reside in a region that is not restricted by the platform. In addition, the Spot Account must hold sufficient assets for subscription.
Q5: Is the yield rate always fixed?
A: Once an individual product subscription is confirmed, the yield rate is locked in and will not change. However, the annualized yield of newly launched products may be adjusted dynamically based on market conditions. For new subscriptions, the applicable yield rate will be the rate displayed on the subscription page at the time of purchase.
Disclaimer
This article is not intended to provide:
(i) investment advice or investment recommendations;
(ii) an offer, invitation, or solicitation to buy, sell, or hold digital assets;
(iii) financial, accounting, legal, or tax advice.
Digital assets, including stablecoins and NFTs, carry significant risk and price volatility. Evaluate whether trading or holding digital assets is appropriate for your financial situation. Seek guidance from your legal, tax, or investment adviser regarding your specific circumstances.
Bitunix assumes no responsibility for any investment outcomes. You are solely responsible for understanding and complying with all applicable local laws and regulations.