Welcome to Bitunix’s Dual Investment product (hereinafter referred to as “this Product”). Please carefully read this User Agreement (hereinafter referred to as “this Agreement”) before using the Product. By clicking to confirm or by actually using this Product, you acknowledge that you have read, understood, and agreed to be bound by this Agreement.

Product Overview

Dual Investment is a non-principal-protected, yield-variable structured digital asset investment product. Users can choose either a “Buy Low” or “Sell High” strategy based on their market expectations. Upon product maturity, the system will automatically settle based on the market price of the underlying asset.

Definitions of Related Terms

• Base Currency: The underlying asset you intend to buy or sell (e.g., BTC, ETH).
• Quote Currency: The currency used to price the base currency, usually USDT.
• Target Price: A predefined price benchmark used to compare with the Settlement Price to determine the final settlement method.
• Settlement Price: The average index price of the base currency between 15:00 and 16:00 (UTC+8) on the product maturity date.
• Expiry Time: The date the product is settled. Settlement occurs at 08:00 (UTC) on the maturity date.
• Annual Percentage Rate (APR): The estimated annual yield of the product, for reference only.
• Yield Rate: The actual return rate for the product duration, calculated as:
• ROI = APR × (Days to Maturity / 365 / 24)
• Term: The duration (in hours) the order is held. The term starts from the next full hour after order confirmation.

Participation Requirements

• Eligibility: Users must have a registered Bitunix account that is not frozen, deactivated, or otherwise abnormal. The account must also be from a non-restricted country or region as per KYC rules.
• Risk Awareness: You should fully understand the product’s mechanism and risks and accept that you are solely responsible for any investment gains or losses.

Subscription & Settlement Rules

Subscription Guidelines

• This is a high-risk, high-return, non-principal-protected product. Once subscribed, it cannot be redeemed early.
• The system will automatically use assets in your Spot Account to complete the subscription.
• Upon maturity, settlement will occur automatically based on market prices.

Settlement Mechanism

Option 1: Buy Low (Base currency settlement; investment in quote currency)

If Settlement Price < Target Price: You receive base currency

Settlement = Invested amount ÷ Target Price × (1 + Yield Rate)

If Settlement Price ≥ Target Price: You receive quote currency

Settlement = Invested amount × (1 + Yield Rate)

Option 2: Sell High (Quote currency settlement; investment in base currency)

If Settlement Price ≥ Target Price: You receive quote currency

Settlement = Invested amount × Target Price × (1 + Yield Rate)

If Settlement Price < Target Price: You receive base currency

Settlement = Invested amount × (1 + Yield Rate)

Expected Yield Information

The following details will be available on the product detail page:

• Expected yield amount and currency
• Subscription amount
• APR
• Target Price
• Maturity Date
• Estimated settlement result

Risk Disclosure

Dual Investment is a high-risk investment product with no guarantee of principal or return. Extreme market volatility may result in the settlement currency being worth less than the original investment.

You should carefully assess the strategy and participate based on your risk tolerance.

Bitunix assumes no liability for any asset losses due to market fluctuations or user actions.

User Obligations & Platform Rights

• Users must ensure all provided information is truthful and lawful, and agree to comply with all platform policies and agreements.
• Bitunix reserves the right to adjust, suspend, or terminate the product based on market conditions, with prior notice provided.
• If any user is found involved in money laundering, arbitrage, market manipulation, or other violations, Bitunix has the right to immediately suspend their participation and freeze related assets.

Governing Law

This Agreement shall be interpreted and enforced under the laws of the jurisdiction in which Bitunix is registered.

Any dispute arising from this Agreement or the Product shall first be resolved through negotiation. If unsuccessful, both parties agree to submit the dispute to the competent court in Bitunix’s place of registration.

If you have any questions about this Agreement or the Product, please feel free to contact the Bitunix customer service team for assistance.

Disclaimer

This article is not intended to provide:

(i) investment advice or investment recommendations;

(ii) an offer, invitation, or solicitation to buy, sell, or hold digital assets;

(iii) financial, accounting, legal, or tax advice.

Digital assets, including stablecoins and NFTs, carry significant risk and price volatility. Evaluate whether trading or holding digital assets is appropriate for your financial situation. Seek guidance from your legal, tax, or investment adviser regarding your specific circumstances.

Bitunix assumes no responsibility for any investment outcomes. You are solely responsible for understanding and complying with all applicable local laws and regulations.