What is the Bitunix Card Cashback Program?
Bitunix Card Cashback Program is a rewards initiative that lets you earn cashback on eligible purchases made with your Bitunix Card. It’s our way of showing appreciation for your support. Availability may vary by country/region, and the Bitunix Card is only offered in supported locations.
Bitunix Card Cashback Tier Table
| VIP Tier | Minimum Qualifying Monthly Spending for Cash Rebate | Cash Rebate Rate | Monthly Maximum Cash Rebate |
|---|---|---|---|
| 0 | - | - | - |
| 1 | 300 | 1% | 4 U |
| 2 | 500 | 2% | 12 U |
| 3 | 1,000 | 2% | 36 U |
| 4 | 5,000 | 4% | 100 U |
| 5 | 10,000 | 4% | 200 U |
| 6 | 20,000 | 6% | 400 U |
| 7 | 30,000 | 6% | 600 U |
| 8 | 50,000 | 8% | 1000 U |
Supplementary Note
Your cash rebate tier will be determined by the higher of the following two criteria: your VIP Tier, or the monthly spending threshold you have achieved.
Case Study：
Cashback Examples
Example 1: Unlocking a Higher Cashback Tier Through Monthly Spending
Suppose:
- Your current Bitunix VIP level is VIP 2.
- Based on your VIP level, you are eligible for the VIP 2 Cashback Tier.
- VIP 2 offers: 2% cashbackMaximum monthly cashback: 12 USDT
Step 1: Start the Month as VIP 2
At the beginning of the month, all eligible card transactions earn cashback according to the VIP 2 cashback rate.
| Cumulative Spending | Cashback Tier | Cashback Earned |
|---|---|---|
| 100 USDT | VIP 2 | 2 USDT |
| 300 USDT | VIP 2 | 6 USDT |
| 600 USDT | VIP 2 | 12 USDT (Monthly cap reached) |
Step 2: Unlock VIP 3 Cashback
Later in the same month, your cumulative card spending reaches 1,000 USDT.
This meets the minimum spending requirement for the VIP 3 Cashback Tier.
Immediately after reaching this spending threshold:
- ✅ Your cashback tier is upgraded from VIP 2 to VIP 3
- ✅ Your monthly cashback cap increases from 12 USDT to 36 USDT
- ✅ The VIP 3 cashback tier remains valid until the end of the following calendar month
Important: Cashback earned before the upgrade is not recalculated. Only eligible transactions made after the upgrade will earn cashback at the VIP 3 cashback rate.
Step 3: Continue Earning Cashback at VIP 3
After unlocking VIP 3, all eligible spending earns cashback at the VIP 3 rate (2%) until your total monthly cashback reaches 30 USDT.
For example:
| Month | Cashback Tier |
|---|---|
| July | Spend reaches 1,000 USDT → Upgraded to VIP 3 |
| August | Continue enjoying VIP 3 cashback benefits |
| September | Cashback tier is recalculated based on your August spending and your current Bitunix VIP level |
Cashback Tier Validity
Your upgraded VIP 3 cashback tier remains valid for:
- The remainder of the current month; and
- The entire following calendar month.
Example timeline:
If your August spending does NOT reach 1,000 USDT, and your Bitunix VIP level remains VIP 2, your cashback tier will automatically revert to VIP 2 in September.
| Month | Cashback Tier |
|---|---|
| July | Spend reaches 1,000 USDT → Upgraded to VIP 3 |
| August | Continue enjoying VIP 3 cashback benefits |
| September | Cashback tier is recalculated based on your August spending and your current Bitunix VIP level |
Key Rules
- Cashback tier is determined by whichever is higher: Your Bitunix VIP level; or The cashback tier unlocked through monthly spending.
- Cashback tier upgrades take effect immediately once the required spending threshold is reached.
- Cashback earned before an upgrade will not be recalculated.
- Only eligible transactions completed after the upgrade earn cashback at the higher cashback rate.
- Once unlocked, the higher cashback tier remains valid until the end of the following calendar month.
- At the beginning of each month, your cashback tier will be recalculated based on your current VIP level and your previous month's eligible spending.
Transactions Not Eligible for Cashback
Cashback is not available for transactions made with the following Merchant Category Codes (MCCs)
| MCC | Description |
|---|---|
| 4829 | Wire Transfer / Remittance |
| 5199 | Nondurable Goods |
| 5960 | Direct Marketing – Insurance Services |
| 5965 | Direct Marketing – Combination Catalog and Retail Merchants (effective from 1 October 2024) |
| 5993 | Cigar Stores and Stands |
| 6012 | Member Financial Institution – Merchandise and Services |
| 6050 | Quasi Cash – Financial Institutions, Merchandise and Services |
| 6051 | Quasi Cash – Merchant (Non-Financial Institutions – Foreign Currency, Non-Fiat Currency, Cryptocurrency) |
| 6211 | Securities – Brokers and Dealers |
| 6300 | Insurance Sales / Underwrite |
| 6513 | Real Estate Agents & Managers – Rentals |
| 6529 | Quasi Cash – Remote Stored Value Load – Financial Institute Rentals |
| 6530 | Quasi Cash – Remote Stored Value Load – Merchant Rentals |
| 6534 | Quasi Cash – Remote Money Transfers |
| 6540 | Stored Value Card Purchase / Load |
| 7349 | Clean / Maintenance / Janitorial Services (Property Management) |
| 7511 | Quasi Cash – Truck Stop Transactions |
| 7523 | Automobile Parking Lots and Garages |
| 7995 | Gambling – Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks |
| 8062 | Hospitals |
| 8211 | Schools, Elementary and Secondary |
| 8220 | Colleges, Universities, Professional Schools and Junior Colleges |
| 8241 | Schools, Correspondence |
| 8244 | Schools, Business and Secretarial |
| 8249 | Schools, Trade and Vocational |
| 8299 | Schools and Educational Services – Not Elsewhere Classified |
| 8398 | Organisations, Charitable and Social Service |
| 8651 | Organisations, Political |
| 8661 | Organisations, Religious |
| 8699 | Membership Organizations (Not Elsewhere Classified) |
| 8999 | Professional Services (Not Elsewhere Classified) |
| 9211 | Court Costs including Alimony and Child Support |
| 9222 | Fines |
| 9223 | Bail and Bond Payments |
| 9311 | Tax Payment |
| 9399 | Government Services – Not Elsewhere Classified |
| 9402 | Postal Services – Government Only |
| 9405 | Intra-Government Purchases – Government Only |
Transaction Eligibility and Merchant Category Code (MCC) Terms:
- Determined by Card Networks: Whether a transaction is eligible for cashback is determined solely and exclusively by the Merchant Category Code (MCC) and transaction data transmitted to Bitunix by the respective Card Networks (e.g., Visa, Mastercard). Bitunix is not responsible for assigning MCCs to merchants and has no authority to alter the transaction codes received from the Card Networks.
- Exclusion of Liability for Misclassification (MCC Mis-coding): If a transaction is not eligible for cashback due to a merchant or its acquiring bank (Acquirer) registering an incorrect MCC that does not match their actual business nature (commonly known as "mis-coding" or "mis-mapping"), or due to system setup errors by the acquirer, Bitunix shall not be liable for any compensation or retroactive credit of cashback.
- Right to Amend: Bitunix reserves the right to amend, add, or remove any MCCs from the ineligible list at any time in accordance with updates to Card Network regulations. Such updates will be reflected in the latest official announcement on our website.
Regional Restriction: Cashback is not applicable to any transactions (including both online and in-store purchases) where either the merchant's registered location or the transaction location is in a member state of the European Economic Area (EEA) or the United Kingdom (UK).
Note: EEA member states include, but are not limited to, Germany, France, Italy, Spain, the Netherlands, Cyprus, and other EEA countries.
Get rewarded in USDT
Your cashback rewards are paid in USDT. Each eligible card transaction will earn cashback in USDT, which will be credited directly to your Bitunix Card Account. No vouchers, no manual redemption — just real USDT you can use right away.
Fast reward distribution
You don’t need to wait until next month to enjoy your rewards. Once a purchase is fully settled by the merchant, your cashback will be distributed to your Bitunix Card Account.
Track your rewards with ease
You can easily check your cashback earnings and details in the Bitunix app/website:
- Go to Bitunix Card
- Tap Cashback to view your cashback records and see how much you’ve earned
Disclaimer
This article is not intended to provide:
(i) investment advice or investment recommendations;
(ii) an offer, invitation, or solicitation to buy, sell, or hold digital assets;
(iii) financial, accounting, legal, or tax advice.
Digital assets (including stablecoins and NFTs) involve high risk and may be highly volatile. You should carefully consider whether trading or holding digital assets is suitable for you based on your financial situation. For your specific circumstances, consult your legal, tax, or investment professionals. You are responsible for understanding and complying with all applicable local laws and regulations.